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Client: NovaPay GlobalFinTech6 Months

Modernizing Legacy Banking Architecture for 500k Active Users

NovaPay legacy mainframe backend could not support modern mobile banking features like instant P2P transfers and digital cards.

Modernizing Legacy Banking Architecture for 500k Active Users
94%KYC Pass Rate35% higher

The Challenges

High API latency on transaction verification
Manual identity verification taking 3 business days per account
Strict PCI-DSS compliance regulations

Research & Discovery

Mapped existing legacy API dependencies and architected a secure microservices proxy layer.

Development

Built automated OCR e-KYC pipelines and low-latency mobile backend APIs in Node.js.

Architecture

Encrypted multi-AZ AWS cluster backed by Vault secret management and Redis caching.

Results

Reduced customer onboarding time to under 90 seconds while processing 500k daily transfers.

90 secondsOnboarding Speed
500,000+Daily Transactions

Tech Stack

React NativeNode.jsPostgreSQLRedisDocker

Flappic delivered a compliant banking platform that scaled effortlessly with our rapid adoption.

Sarah Jenkins

CTO, NovaPay Global

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